21634 ZIP Code — Fishing Creek, MD

Dorchester County, Maryland

ZIP code 21634 is located in Fishing Creek, Maryland, within Dorchester County. It covers approximately 4.52 square miles and serves a population of 367 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 410/667.

About ZIP code 21634

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $290,900.

Median household income is $49,250. The poverty rate of 3% is below the national average. 64% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 21634 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

367

population

4.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21634 ZIP code map

Cities in ZIP code 21634

Below are the cities the US Postal Service accepts for ZIP code 21634. Using any city not on this list may result in mail delivery delays.

City	Status
Fishing Creek	Acceptable
Fishing Creek	Preferred

Nearby ZIP codes

21626 Crapo (5 mi) 21622 Church Creek (8 mi) 20670 Patuxent River (13 mi) 20628 Dameron (13.4 mi) 21613 Cambridge (13.5 mi) 20653 Lexington Park (14 mi) 20667 Park Hall (15.1 mi) 21821 Deal Island (15.3 mi) 21677 Woolford (15.3 mi) 20680 Ridge (15.5 mi) 20657 Lusby (15.5 mi) 21814 Bivalve (15.7 mi)

Demographics updated 05/2026

Population
Total population	367
Population density	81 / sq mi
State FIPS	24
County FIPS	019

Geography
Land area	4.52 sq mi
Water area	8.30 sq mi
Latitude	38.2902
Longitude	-76.1797
Timezone	Eastern (ET)
Area code	410/667

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	48.7%	28.2%
$50k – $100k	16.4%	30.4%	28.2%
$100k – $200k	25.0%	17.3%	30.1%
Over $200k	0.0%	3.7%	13.4%

Demographics & statistics

367

Population

People per sq mi

62.4

Median age

$49,250

Median household income

$35,151

Per capita income

$290,900

Median home value

Median monthly rent

100.0%

Home ownership

2.7%

Poverty rate

8.8%

Unemployment

341

Housing units

15.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	53	14.4%
18 and over	314	85.6%
65 and over	124	33.8%
Median age	62.4 years

Race & ethnicity

White 99.5%

Two or more races 0.5%

Group	Count	%
White	365	99.5%
Two or more races	2	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	48.7%	28.2%
$50k – $100k	16.4%	30.4%	28.2%
$100k – $200k	25.0%	17.3%	30.1%
Over $200k	0.0%	3.7%	13.4%

Under $10k 5.5%

$10k–$15k 3.3%

$15k–$25k 3.3%

$25k–$35k 2.2%

$35k–$50k 39.0%

$50k–$75k 1.1%

$75k–$100k 24.2%

$100k–$150k 15.9%

$150k–$200k 2.2%

$200k+ 3.3%

Range	% of households
Under $10k	5.5%
$10k–$15k	3.3%
$15k–$25k	3.3%
$25k–$35k	2.2%
$35k–$50k	39.0%
$50k–$75k	1.1%
$75k–$100k	24.2%
$100k–$150k	15.9%
$150k–$200k	2.2%
$200k+	3.3%
Median income	$49,250

Housing

Home values

Under $50k 6.6%

$100k–$150k 14.8%

$150k–$200k 8.8%

$200k–$300k 20.9%

$300k–$500k 31.3%

$500k–$1M 17.6%

Housing overview

Metric	Value
Median home value	$290,900
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	46.6%
Single-family detached	91.5%
Large apartment buildings	0.0%
Mobile homes	5.3%
Median rooms	6.4
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	16.7%
1990–1999	0.0%
1980–1989	2.1%
1970–1979	10.9%
1960–1969	2.3%
1950–1959	8.2%
1940–1949	11.7%
1939 or earlier	44.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.6%
2 bedrooms	17.9%
3 bedrooms	74.8%
4 bedrooms	3.2%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	45.6%
2 vehicles	41.8%
3 or more	8.8%

Heating fuel

Fuel type	%
Electricity	45.6%
Propane / LP gas	5.5%
Fuel oil	38.5%
Wood	7.7%

Households & families

Household type	Count	%
Married-couple family	126	69.2%
Cohabiting couple	0	0.0%
Male householder, no spouse	11	6.0%
Female householder, no spouse	45	24.7%
Households with children under 18	30	16.5%
Households with seniors (65+)	85	46.7%
Average household size	2.02

Marital status

Status	Male	Female
Never married	4.9%	0.0%
Married	92.3%	68.0%
Separated	0.0%	0.0%
Widowed	0.0%	14.5%
Divorced	2.8%	17.4%

Education

Less than 9th grade 2.2%

Some HS, no diploma 6.4%

HS graduate 44.6%

Some college, no degree 20.1%

Associate's degree 11.1%

Bachelor's degree 12.4%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	15.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	11	100.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 24.1%

Arts, food & hospitality 19.3%

Manufacturing 11.7%

Wholesale trade 10.3%

Public administration 10.3%

Education & healthcare 9.7%

Professional & management 5.5%

Finance & real estate 4.1%

Construction 3.4%

Retail trade 1.4%

Occupation

Category	%
Management, business & arts	23.4%
Service	20.7%
Sales & office	16.6%
Natural resources & construction	27.6%
Production & transportation	11.7%

Employment type

Type	%
Private sector	57.2%
Government	13.1%
Self-employed	29.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.2%
Carpool	4.4%
Public transit	5.8%
Walk	0.0%
Work from home	6.6%
Other means	0.0%
Avg commute (minutes)	21.0

Poverty

All people 2.7%

Under 18 years 0.0%

18 and over 3.2%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	64.3%
Retirement income	36.3%
Supplemental Security	6.0%
Cash public assistance	0.0%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	40.3%
High cholesterol	37.9%
Diabetes	12.2%
Heart disease	8.0%
Stroke	3.6%
Asthma	9.3%
Arthritis	31.8%
Kidney disease	3.4%
Pulmonary disease	7.8%
Cancer	9.9%

Behavior / access	%
Smoking	13.9%
Binge drinking	13.1%
No physical activity	23.4%
Less than 7 hrs sleep	29.1%
Depression	18.7%
Fair or poor health	13.2%
Poor mental health	12.3%
Poor physical health	9.5%
No health insurance	9.8%
Visited doctor (checkup)	81.5%
Visited dentist	67.7%
Cholesterol screening	93.9%
Teeth loss	10.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	36	11.5%

Disability	%
Any disability	21.0%
Under 18	13.2%
18–64 years	18.4%
65 and over	28.2%

Health insurance coverage

Type	%
Private insurance	67.3%
Public insurance	61.0%
No insurance	3.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	325	88.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	360	98.1%
Born in same state	360	98.1%
Born in different state	274	74.7%
Foreign born	0	0.0%
Naturalized citizen	7	1.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	86	23.4%
Italian	54	14.7%

Ancestry	Count	%
English	8	2.2%

Technology access

Metric	% of households
Computer access	49.6%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21634

What city is ZIP code 21634 in?

ZIP code 21634 is primarily assigned to Fishing Creek, Maryland.

What county is ZIP code 21634 in?

ZIP code 21634 falls within Dorchester County, Maryland.

Does ZIP code 21634 have a large retiree population?

64% of households in ZIP code 21634 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 21634 have an older population?

34% of residents in ZIP code 21634 are 65 or older, above the national average of ~17%.

Does ZIP code 21634 have a large veteran population?

12% of civilians in ZIP code 21634 are veterans, above the national average of ~7%.

What is the population of ZIP code 21634?

ZIP code 21634 has an estimated population of 367 residents, with a density of 81 people per square mile.

What timezone is ZIP code 21634 in?

ZIP code 21634 observes the EST timezone.